What we do
We offer specialist insurance
Our service is designed to protect you from time-consuming admin - with direct access to our key people.
We listen carefully to your priorities, and give you independent advice on the best policies available - with risk management measures, including valuations and security to preserve the value of your properties and possessions.
We’re here to treat you as a person, not a portfolio. We offer our clients a direct contact who will stand by your side at every step, from registration and renewals, to the claims process.
Independent. Knowledgeable. Discerning. Discreet.
Motor insurance
Motor insurance policies are not all the same. Under our specialist policies, we can look after your family cars, performance and classic vehicles, motorbikes – even your children’s vehicles, while they’re still registered at your address. We can include these features as well:
Agreed value: you agree to the sum to be replaced if your car is written off. If you have a loss, there are no quibbles, no deductions
Courtesy car comparable with your own. Don’t need a courtesy car? Provision to waive the policy excess
Repairer of your choice. For convenience, manufacturer warranty and your peace of mind
Comprehensive ‘driving other cars’ cover for policyholders and additional drivers
Responsive claims service available 24/7
Listed or period buildings
There's a perfectly simple solution to protecting period or unique property. Get it right from the start. One of the crucial factors is the reinstatement or rebuild value of your property. Standard insurers leave the calculation of the reinstatement costs to you, with under-estimates being penalised by reducing the final settlement. Not only do older or specialist properties often require authentic materials and specialist craftsmen for repairs after damage, but the work may take far longer to complete, reflecting the allowance for temporary accommodation during the works.
Standard insurance policies may not be suitable - it's worth upgrading to a specialist policy that comes with the cover you need. It’s important to work with a broker who will take the time to assess your specific needs. Many of our specialist policies also provide coverage for ‘all risks’, including accidental damage.
We can also advise on:
Reinstatement value
Trace and access cover
Subsidence and flood
Valuation and risk management services
Fine Art
Protecting your art and antiques needn’t be complex or confusing – nor should it break the bank. But many standard policies contain onerous security conditions and ‘small print’ exclusions that can cause problems.
We combine independent, expert advice with a range of specialist policies and first-class personal service. We can help with every aspect of fine art insurance, including:
Valuation advice
Security aspects
On-site surveys
Specialist policy selection
The claim process
Understanding insurer documentation